Costs of home ownership

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Here are the most common costs of ownership:


Before you buy:

Credit Report

Home Appraisal

Home Inspection

Termite Inspection


During the purchase:

Origination Fees

Closing Costs

Title Insurance


After you buy:

Property Taxes

Private Mortgage Insurance

Homeowners Insurance

Homeowners Association Dues

Utility (Water, Gas, Sewage, etc.)

Maintenance & Repairs

Lawn Care/Landscaping

Pool care (if you have one)